# Typical Use Cases

## Significant Risk-Free Yields

User A uses $100,000 or the equivalent amount in ASEAN fiat currency to mint USDA and deposits the USDA into the Mek Finance lending platform to earn interest. One year later, the user can receive $8,000 in risk-free yields (APY 8%), which can also be used to continue earning lending profits, cash out into fiat currency, or invest in other cryptocurrencies.

## Asset Preservation

In early 2021, 1 US dollar could be exchanged for 9,136 LAK. However, due to the volatile exchange rate of LAK, it was prone to depreciation. By the end of 2023, 1 US dollar could already be exchanged for 20,700 LAK. If user B minted 913.6 million LAK into an equivalent of 100,000 USDA in early 2021, by the end of 2023, the equivalent assets could be exchanged for 2.07 billion LAK. USDA significantly helps investors preserve their asset value and resist inflation.

## Diverse Payment Scenarios in NewPay

With the widespread integration of USDA payments in NewPay, USDA offers a range of versatile daily applications, including transportation, visa processing, healthcare, social emergency response, charity initiatives, as well as online services such as railway and airline ticket reservations, ride-sharing, insurance purchases, and utility bill payments. For more details, please visit <https://www.newpay.la/>.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.ladt.co/usda-and-mek/usda-minting-guide/how-to-access-usda/typical-use-cases.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.